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returning to the scene of the crime

it's been a while since i created a web page. and now im like a returning prodigal son aiming to get back what i lost. getting thru the same process i walked thru back then - studying. i visited few sites ive created and found them to be boring so i wont put their links here. hahaha! then i stumble upon my site(i want to call it that) - http://www.geocities.com/orpheum_ph/ and remembered that i have created something for myself... a tool for web design. something to start with... and i would like to tap my back for that. and so, i decided to get back into blogging and pst this.

hopefully, i would complete my tool and maybe start on a portfolio. wish me luck!
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budgeting 101

to dig deep into envelope budgeting, i must simplify the term first. hence, i need to make sure i understand the word budgeting... budget. A budget (from old French bougette , purse) is a financial plan and a list of all planned expenses and revenues. It is a plan for saving, borrowing and spending -  wikipedia so, basing from the definition, it can be simplified as... (income - expense = 0) where income is defined(in my own words) as any monetary device labeled with currency which was received and/or is available to be consumed by the calculated expenses. while expense is a calculation of how the income will be used. some might ask where saving lies in the formula. since, i believe that it is one of the elements of expenses, let me extend the formula to: [income - (saving +other expenses) = 0] i still have doubts on this calculations, though. so, any comments and suggestions are encouraged for a healthy discussion.
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Contextual Stratification - Chapter 21: No Theory of Everything

  The Most Seductive Dream There is a dream that haunts physics, philosophy, and the human imagination itself: one equation. One framework. One truth that explains everything. Einstein spent the last decades of his life searching for it, a unified field theory that would reconcile gravity with electromagnetism, that would show all forces as manifestations of a single underlying reality. He failed, but the dream didn't die. String theory arose promising eleven dimensions and one fundamental entity, vibrating strings from which all particles and forces emerge. Loop quantum gravity offered another path. M-theory suggested a framework encompassing all frameworks. The quest continues. Physicists still seek the Theory of Everything (TOE) the final equation that would subsume quantum mechanics and relativity, explain all particles and forces, predict all phenomena. The dream is powerful because it promises ultimate understanding. No more mysteries. No more competing frameworks. No more b...
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Disguising as Equality: A Critique of the Societal Phenomenon We Call Empowerment

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