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returning to the scene of the crime

it's been a while since i created a web page. and now im like a returning prodigal son aiming to get back what i lost. getting thru the same process i walked thru back then - studying. i visited few sites ive created and found them to be boring so i wont put their links here. hahaha! then i stumble upon my site(i want to call it that) - http://www.geocities.com/orpheum_ph/ and remembered that i have created something for myself... a tool for web design. something to start with... and i would like to tap my back for that. and so, i decided to get back into blogging and pst this.

hopefully, i would complete my tool and maybe start on a portfolio. wish me luck!

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envelope budgeting

i've always had a hard time saving up for the rainy days. i'm always stuck in the part where i have no idea where the money is going to. and believe me, i hate that part. so i scoured the net to look for ways how to solve this eff-ing problem and googled(i wonder if this verb is already an entry in the dictionary) budgeting . then i thought, why don't i just check its wikipedia entry . unfortunately, all information inside that entry were on a macro-scale of the word itself. and fortunately, except the "see also" part. there lies the phrase envelope system . although there's just a small info about it, the description how the system works gives enough overview on how it works basically: enough to make me save. "Typically, the person will write the name and average cost per month of a bill on the front of an envelope. Then, either once a month or when the person gets paid, he or she will put the amount for that bill in cash on the envelope. When the bi...