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and so i used envelope budgeting and achieved some results: not that astonishing though. i budgeted my last Php1732.00 yesterday to make it last until tuesday, just before the next pay day. i got 4work nights and 2 offs. i need Php250 per work day, which means Php1000 so i still have extra Php732 since i dont have debts and bills to pay for now. that's a good sign considering i'm already thinking that i'll have no money when tuesday comes. what makes it work? here are what i saw


  1. big view on a small scale - i never get to see the whole picture when i spend or swipe: especially swipe. because there's something with buying that makes me feel easy and comfortable that i want to do it again. without consulting the purse. but last night i saw the details on my spending. i know i love food and that was the time i realized that i eat for comfort. so, i know i spend too much on that part and that's where i need to watch out.
  2. preventive measure - knowing that i only have money for food and transportation made me back-off on those luscious donuts with custard inside and icing on top. need i say more?
these are just two of, i should say, benefits that it can offer. i have some more at the back of my mind. but i just got back from work and i want to sleep. so, ponder on these for and i'm pretty sure you'll have your own list once you've tried this envelope thingy.
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