Skip to main content

trial experience

and so i used envelope budgeting and achieved some results: not that astonishing though. i budgeted my last Php1732.00 yesterday to make it last until tuesday, just before the next pay day. i got 4work nights and 2 offs. i need Php250 per work day, which means Php1000 so i still have extra Php732 since i dont have debts and bills to pay for now. that's a good sign considering i'm already thinking that i'll have no money when tuesday comes. what makes it work? here are what i saw


  1. big view on a small scale - i never get to see the whole picture when i spend or swipe: especially swipe. because there's something with buying that makes me feel easy and comfortable that i want to do it again. without consulting the purse. but last night i saw the details on my spending. i know i love food and that was the time i realized that i eat for comfort. so, i know i spend too much on that part and that's where i need to watch out.
  2. preventive measure - knowing that i only have money for food and transportation made me back-off on those luscious donuts with custard inside and icing on top. need i say more?
these are just two of, i should say, benefits that it can offer. i have some more at the back of my mind. but i just got back from work and i want to sleep. so, ponder on these for and i'm pretty sure you'll have your own list once you've tried this envelope thingy.
Labels:

Popular

The Framework Revolution: How SPMP and MF4:SPIC Are Redefining Creation with AI

Imagine a world where frameworks aren’t rigid, pre-packaged codebases you download from a repository. Imagine instead a process so fluid, so powerful, that it lets you define your vision, hands it to an AI, and watches as a custom system—tailored to your exact needs—emerges before your eyes. Then, imagine refining it with a few tweaks until it’s perfect. This isn’t science fiction—it’s what we’ve built with SPMP(Standard PHP-MVC-Principles) and a groundbreaking process called MF4:SPIC(Meta Framework For Framework: a Standard Process for Idea Creation) MF4 for short. Let me take you behind the scenes of a discovery that’s changing how we think about creation. The Seed: SPMP and a New Kind of Framework It started with SPMP—Standard PHP-MVC-Principles—a lightweight, PHP-based framework I co-developed with an AI collaborator (let’s call it Grok, because that’s what it is). Unlike Laravel or Django, SPMP isn’t something you composer install . It’s a document—a set of principles, instructi...
Read more

rhymin

i got stuck with words on this song that i want to finish by tomorrow. i have no instrument to use so im hoping to finish at least the lyrics. sad part is my rhyming brain is not that functional right now. so, i headed online to look for some sites or software that can help. here's what i got: analogx.com 's rhyme came to mind first as it's what i used before. a simple to install software that returns numerous results that, most of the time, ends up confusing. good thing is you can use it offline. so i started searching. 3d2f and the next one got my attention. but let me pour my heart out on this one first. one word: confusing! it gave me more list to figure out. so click on the first. then it lead me to several pages before i get to download. then, i have to figure out which of the links i needed. then after few minutes, i found it only to be more confused... i am to download a 249MB of a .dmg which turned out to be for mac engines and not for windows. i know, right?! w...
Read more

On Philippine Constitutional Reform

For years, my country, the Philippines, has lived under a plague of uncertainty, disorientation, and quiet despair. It’s not even dramatic anymore; an undeniable pessimistic prognosis. I’ve witnessed graft, corruption, and bribery so many times across administrations, from Ramos' all the way to Marcos'. To which, the electoral process itself feels less like a democratic ritual and more like a cyclical delusion. Trust eroded not in one catastrophic moment, but in countless small betrayals. If you know what I know, you will not vote either. Yes, I stopped voting from Ramos. Don't ask. Halfway through a PGMN YouTube episode “ The Ultimate Discussion on Constitutional Reform ” hosted by James Deakin, something snapped. I paused the video, sat back, and realized: I’ve heard this same conversation for decades. The panel was articulate, the arguments compelling, and the intentions sincere. They circled around a central thesis: the constitution needs to be changed. And on that, rig...
Read more