Skip to main content

money works

money makes the world go round: that's half true. money and people makes the world go round. sad to say, people are letting money make the world go round when it should be the other way around. people are working for money instead of letting money work for the people.

let's take a look at the three kinds of people-money relationship, which i have in mind.

employment: when one is employed, one is working for money. he works to receive money for him to use for daily activity. once depleted, the cycle is repeated. it's advantage: it's basic, no complications and no stress (depending on whose looking at it). drawback: unstable and routinary. once you're laid off, the pay stops and you need to look for another job.

business: when one owns a business, one is working with his money. to clarify, he is helping his money grow by making the business stay afloat. then the owner would hire managers to take charge of the operations so he can sit back. then, from time to time he takes part on the operations. that's better than being an employee, in so many ways. one disadvantage though. it consumes time. not like if you are going be an investor

investor:  when one invests, he uses his money to generate more money. sample would be time deposit, real estate, stocks, bonds, etc. simplest form would be saving up in a bank with compounding interest. that may return the smallest but adding it up to, let's say, 15 years: that's big. 1,500 monthly with 0.5%interest rate for 15 years would have a future value of 281,939.13, regardless of the currency(i think).

final note, make your money work for you. do not just work for money.

Popular

Contextual Stratification - Chapter 21: No Theory of Everything

  The Most Seductive Dream There is a dream that haunts physics, philosophy, and the human imagination itself: one equation. One framework. One truth that explains everything. Einstein spent the last decades of his life searching for it, a unified field theory that would reconcile gravity with electromagnetism, that would show all forces as manifestations of a single underlying reality. He failed, but the dream didn't die. String theory arose promising eleven dimensions and one fundamental entity, vibrating strings from which all particles and forces emerge. Loop quantum gravity offered another path. M-theory suggested a framework encompassing all frameworks. The quest continues. Physicists still seek the Theory of Everything (TOE) the final equation that would subsume quantum mechanics and relativity, explain all particles and forces, predict all phenomena. The dream is powerful because it promises ultimate understanding. No more mysteries. No more competing frameworks. No more b...

How big is too big? Contextual Stratification Knowledge Framework Primer

  We usually think of size as a smooth continuum—small, medium, large, enormous. But reality doesn't work that way. There are specific thresholds where the rules fundamentally change, where "bigger" doesn't just mean "more of the same" but means "different kind of thing entirely." Consider a sand pile. Add grains one by one. At what point does it become a "pile"? This isn't just semantic—it's about when collective behavior emerges that individual grains don't have. One grain can't avalanche. A pile can. The transition isn't gradual; it's a phase change where new properties suddenly appear. Or consider social groups. A conversation between two people follows certain dynamics. Add a third person, and the dynamics shift—alliances form, mediation becomes possible. Grow to ten people, and you need facilitation. A hundred people require organizational structure. A million people need institutions, laws, and governance ...

Contextual Stratification - Chapter 16: Human Psychology

  The Divided Self Physics stratifies cleanly—quantum here, classical there, clear boundaries. Consciousness stratifies across perspective—neural observable from outside, experiential accessible from inside. But human psychology stratifies within a single person, within a single moment, creating something we all experience but rarely understand: internal conflict . You know you should exercise, but you don't feel like it. You want dessert, even though you're trying to eat healthily. You believe honesty is important, yet you find yourself lying. You're drawn to someone you know is wrong for you. You procrastinate on important work while doing trivial tasks. You hold contradictory beliefs, pursue incompatible goals, feel pulled in opposite directions. Standard psychology treats this as a problem to solve. Cognitive dissonance theory says we're motivated to eliminate contradictions. Rational choice theory says we should maximize consistent utility. Self-control research fr...