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noobie!

'nak ng...sa tagal ko ng naka-online sa internet, ba't ngayon ko pa naisipang gumawa nito? di ko naman kailangan.

isa lang po ang sagot jan...

WALA ako magawa. "as in". sinubukan kong kumain, matulog, manood ng t.v., mag-istrol sa hanep kong box-type pero ganun pa rin.

WALA ako magawa. "as in". pero ngayon susubukan kong gumawa ng blog at tignan ko kung tatagal. try kong ilista nangyayari sakin, sa asawa't anak ko. sama ko na rin mga kaibigan, kamag-anak, at ibang kakilala. dadagdagan ko pa ng mga ginagawa, pinupuntahan, kinakain at iniinom namin. sa madaling sabi "everything under the sun" basta tungkol sa'kin.

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envelope budgeting

i've always had a hard time saving up for the rainy days. i'm always stuck in the part where i have no idea where the money is going to. and believe me, i hate that part. so i scoured the net to look for ways how to solve this eff-ing problem and googled(i wonder if this verb is already an entry in the dictionary) budgeting . then i thought, why don't i just check its wikipedia entry . unfortunately, all information inside that entry were on a macro-scale of the word itself. and fortunately, except the "see also" part. there lies the phrase envelope system . although there's just a small info about it, the description how the system works gives enough overview on how it works basically: enough to make me save. "Typically, the person will write the name and average cost per month of a bill on the front of an envelope. Then, either once a month or when the person gets paid, he or she will put the amount for that bill in cash on the envelope. When the bi...
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budgeting 101

to dig deep into envelope budgeting, i must simplify the term first. hence, i need to make sure i understand the word budgeting... budget. A budget (from old French bougette , purse) is a financial plan and a list of all planned expenses and revenues. It is a plan for saving, borrowing and spending -  wikipedia so, basing from the definition, it can be simplified as... (income - expense = 0) where income is defined(in my own words) as any monetary device labeled with currency which was received and/or is available to be consumed by the calculated expenses. while expense is a calculation of how the income will be used. some might ask where saving lies in the formula. since, i believe that it is one of the elements of expenses, let me extend the formula to: [income - (saving +other expenses) = 0] i still have doubts on this calculations, though. so, any comments and suggestions are encouraged for a healthy discussion.
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rhymin

i got stuck with words on this song that i want to finish by tomorrow. i have no instrument to use so im hoping to finish at least the lyrics. sad part is my rhyming brain is not that functional right now. so, i headed online to look for some sites or software that can help. here's what i got: analogx.com 's rhyme came to mind first as it's what i used before. a simple to install software that returns numerous results that, most of the time, ends up confusing. good thing is you can use it offline. so i started searching. 3d2f and the next one got my attention. but let me pour my heart out on this one first. one word: confusing! it gave me more list to figure out. so click on the first. then it lead me to several pages before i get to download. then, i have to figure out which of the links i needed. then after few minutes, i found it only to be more confused... i am to download a 249MB of a .dmg which turned out to be for mac engines and not for windows. i know, right?! w...
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