I'm guessing you already read 52 week money challenge and it's reversed version . Now comes another version since I don't have the patience to be steady(except when driving). I call it: Select-A-Week version How it works? Just choose the amount depending on what you have and what's highest amount that week Set aside the amount Cross out the week Wait for another week Repeat. Let's take the chart below as an example If this week, you were able to save Php300, then cross out the 7/25/2014. So, you don't have to just set aside Php50.00. The bigger you set aside, the easier it will be to save in the future. The following week, you were able to save Php1000.00 then cross out 10/31/2014. Now, you have Php300.00 and Php1000.00 crossed out. Let's say you save another Php300.00 the following week, since you already crossed the Php300.00, you'll just have to cross out Php250.00. That leaves you extra Php50.00, which you can also cross o...