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i start to save

In line with my previous post entitled saving money weekly, I start to save. I want to prove that I can do what I preach. So, I got myself an another account aside from the payroll where the funds will be coming from


Nothing special... just a regular saving account from a local bank.

Happy Saving!
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envelope budgeting

i've always had a hard time saving up for the rainy days. i'm always stuck in the part where i have no idea where the money is going to. and believe me, i hate that part. so i scoured the net to look for ways how to solve this eff-ing problem and googled(i wonder if this verb is already an entry in the dictionary) budgeting . then i thought, why don't i just check its wikipedia entry . unfortunately, all information inside that entry were on a macro-scale of the word itself. and fortunately, except the "see also" part. there lies the phrase envelope system . although there's just a small info about it, the description how the system works gives enough overview on how it works basically: enough to make me save. "Typically, the person will write the name and average cost per month of a bill on the front of an envelope. Then, either once a month or when the person gets paid, he or she will put the amount for that bill in cash on the envelope. When the bi...
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reversed 52 week money challenge

It's highly suggested that you read 52 Week Money Challenge first before proceeding with the article. If you are still reading then I'll assume you know most about it already. Let's continue... So you can wait for one year? Very good. And you think that you'll have continuous income for a year? Even better. You can afford to set aside Php2,600.00? Cool! You think that the challenge will not work for you?(for some reason) Then try this one for size Start from the biggest amount and work your way in reverse. So, if you are using Php50.00 for your start week, then you start with Php2,600.00. e.g. as follows 1st week - Php2,600.00 2nd week - Php2,550.00 3rd week - Php2,500.00 4th week - Php2,450.00 etc... etc... Hence, it's call Reversed 52 Week Money Challenge. Since it's the same challenge, but in reverse. What is so different about it? I just feel that I won't finish the challenge with the normal way of doing it. I felt tha...
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How Corruption Should Be Implemented

A state collapses not because corruption exists, but because its corruption lacks discipline. The Philippines is no stranger to this art. From the smallest bribe to the grandest engineering scandal, the nation swims in a sea whose currents everyone feels yet pretends not to understand. You cannot cure what you refuse to look at. You cannot outmaneuver a shadow unless you study the hand that casts it. To speak of corruption without rage is taboo. Yet rage blinds. A ruler who wishes to reform must first learn the system as it truly is, not as moralists fantasize it to be. Condemnation can come later. Study must come first. A physician who blushes at disease is useless; a citizen who flinches at the truth of corruption is equally so. The disaster of the flood-control fiasco is not surprising. It is merely the natural consequence of corruption without structure, appetite without restraint, ambition without foresight. Such corruption devours allies and destabilizes its own conspirators. I...
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