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saving money weekly

I came across a an idea called 52 Week Money Challenge. Let me share to you how it works. The idea is to save Php62,900.00 in 52 weeks(one year) and we start with only Php50.00.

What is it?

From the label 52 Week Money Challenge, it's a Challenge. It's about saving Money. It runs for 52 weeks (1 year). In a nutshell, you religiously save an increasing amount for the whole year.

How do you do it?

  1. For the first week, you save Php50.00.
  2. On the second week, you save the same amount as last week, which is Php50.00 - plus additional Php50.00. That's Php100.00
  3. On the third week, you save the same amount as last week, which is Php100.00 - Plus additional Php50.00. That's Php150.00
  4. On the fourth week, you save the same amount as last week, which is Php150.00 - Plus additional Php50.00. That's Php200.00
  5. You repeat the cycle for one year or 52 weeks.
  6. Enjoy your money.

Minimum Requirements:

  • Make sure you can wait for one year
  • You have an income for at least a year
  • You can afford to set aside the amount of the last week. If you are using Php50.00 as base, then that's Php2,600
Tips: 
  • Put it in a bank account to avoid the temptation of spending your money
  • Have a goal on how to use it when you are done. (eg. cellphone, project car, travel)
  • You can change the base depending on what you can afford. If you are a student you might want to start with Php10.00 or Php20.00
If you think this is not effective to you, then consider changing some of the parameters. Say, reverse it(which i am using). Start from the biggest amount(Php2,600). Or, if you have an erratic amount of income, then just choose what you can afford on the week. I'll be discussing this next time since i have just thought of it right now.

Happy Saving!
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