envelope budgeting

i've always had a hard time saving up for the rainy days. i'm always stuck in the part where i have no idea where the money is going to. and believe me, i hate that part. so i scoured the net to look for ways how to solve this eff-ing problem and googled(i wonder if this verb is already an entry in the dictionary) budgeting. then i thought, why don't i just check its wikipedia entry. unfortunately, all information inside that entry were on a macro-scale of the word itself. and fortunately, except the "see also" part. there lies the phrase envelope system.

although there's just a small info about it, the description how the system works gives enough overview on how it works basically: enough to make me save.

"Typically, the person will write the name and average cost per month of a bill on the front of an envelope. Then, either once a month or when the person gets paid, he or she will put the amount for that bill in cash on the envelope. When the bill is due, the money is taken out to pay for that bill. 

This prevents the person from spending the money out of their pocket or bank account, because it is already allocated to the bill."

But why stop there? the basics will make one save. but knowing the entirety will make wonders. a little more on that matter, later.