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i start to save

In line with my previous post entitled saving money weekly, I start to save. I want to prove that I can do what I preach. So, I got myself an another account aside from the payroll where the funds will be coming from


Nothing special... just a regular saving account from a local bank.

Happy Saving!

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envelope budgeting

i've always had a hard time saving up for the rainy days. i'm always stuck in the part where i have no idea where the money is going to. and believe me, i hate that part. so i scoured the net to look for ways how to solve this eff-ing problem and googled(i wonder if this verb is already an entry in the dictionary) budgeting . then i thought, why don't i just check its wikipedia entry . unfortunately, all information inside that entry were on a macro-scale of the word itself. and fortunately, except the "see also" part. there lies the phrase envelope system . although there's just a small info about it, the description how the system works gives enough overview on how it works basically: enough to make me save. "Typically, the person will write the name and average cost per month of a bill on the front of an envelope. Then, either once a month or when the person gets paid, he or she will put the amount for that bill in cash on the envelope. When the bi...