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i start to save

In line with my previous post entitled saving money weekly, I start to save. I want to prove that I can do what I preach. So, I got myself an another account aside from the payroll where the funds will be coming from


Nothing special... just a regular saving account from a local bank.

Happy Saving!
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Conversations with Grok (Part 2): Come To Think of It

Be updated and read the previous part here:  Conversations with Grok (Part 1): Introducing Agile Transportation System Me: Since I'm from Manila Philippines, which I'm guessing you already know, starting it in BGC to prove effectiveness and partnering with companies like telecoms(smart and globe) for internet, google for tech and cloud, digital payments(gcash and maya) for fare, the BGC administrator for location and other companies may seem effective Grok : You’re absolutely right—starting a routeless, agile transportation system in Bonifacio Global City (BGC) in Manila, Philippines, and partnering with heavy hitters like Smart, Globe, Google, GCash, Maya, and the BGC administrator could be a slam dunk for proving effectiveness. BGC’s a perfect testing ground: it’s compact, modern, tech-savvy, and already a hub for innovation. Let’s unpack how this could play out and why it might work. Why BGC Works BGC’s got a lot going for it. It’s a planned urban district with a dense mix o...
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envelope budgeting

i've always had a hard time saving up for the rainy days. i'm always stuck in the part where i have no idea where the money is going to. and believe me, i hate that part. so i scoured the net to look for ways how to solve this eff-ing problem and googled(i wonder if this verb is already an entry in the dictionary) budgeting . then i thought, why don't i just check its wikipedia entry . unfortunately, all information inside that entry were on a macro-scale of the word itself. and fortunately, except the "see also" part. there lies the phrase envelope system . although there's just a small info about it, the description how the system works gives enough overview on how it works basically: enough to make me save. "Typically, the person will write the name and average cost per month of a bill on the front of an envelope. Then, either once a month or when the person gets paid, he or she will put the amount for that bill in cash on the envelope. When the bi...
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categorize: save money

want a reason to save? when i buy, i categorized my purchases as either: 1. necessary or 2. not necessary(others) easy as that. the tricky part is how to determine whether what i'm buying is necessary or not. it should be as simple as a yes or no question, but some factors complicate the decision making process. whatever those factors are it all boils down to whether it is needed or not. let's use phone as a sample. i would say i don't need a phone to live or i wont die(literally) if i don't have a phone. but if i have a kid and i want to keep track of him because i will die of worrying, then that's a need. now, think. what are the things that you can't live without? don't cheat. and, only by that you will be able to save.
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